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121 Bryan Street, Havelock, NC, 28532

3beds
2baths
1,362sqft
$249,900
$183price/sqft
$1,849/moest. monthly cost
$73,960/yrincome needed

About This Home

Move-in ready and beautifully updated! This renovated 3-bedroom, 2-bath one-level home is nestled in a quiet, established Havelock neighborhood just minutes from MCAS Cherry Point, making it an ideal choice for military personnel, first-time homebuyers, or anyone seeking the convenience of single-level living. Inside, you'll find fresh interior and exterior paint--including walls, ceilings, and trim--along with new carpet in all three bedrooms and stylish updates that create a bright, welcoming atmosphere. The spacious floor plan features both an eat-in kitchen and a formal dining room, offering flexibility for everyday living and entertaining. Both bathrooms have been refreshed with updated light fixtures, and a convenient laundry closet adds to the home's practical layout. A new roof (2026) provides added peace of mind. Step outside to enjoy the newly built rear deck overlooking a large fenced backyard with a combination of chain-link and freshly painted wood fencing--perfect for pets, children, gardening, or backyard gatherings. The adjacent vacant lot offers additional privacy, while the expansive front yard, established landscaping, and side carport enhance the home's curb appeal and functionality. Conveniently located near shopping, restaurants, schools, parks, and the Crystal Coast's beautiful beaches, this home offers modern updates, comfortable one-level living, outdoor space, and an unbeatable location. If you've been searching for a move-in ready home with a spacious yard and convenient access to MCAS Cherry Point, this is one you won't want to miss!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
Havelock ElementaryGrades PK-51.0 mi
4/10
Havelock MiddleGrades 6-81.0 mi
4/10
Havelock HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Eat-in Kitchen,Tile Counters,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Partially Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,362
  • Total interior livable area: 1,362 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 6064 064
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,See Remarks,Front Porch,Rear Porch
  • Fencing: Chain Link,Back Yard,Wood,Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.46 Acres
  • Features: Level
  • Lot size dimensions: 100 x 200 x 100 x 200

Parking

  • Parking features: Covered,Unpaved,Attached Carport,No Garage
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$130$1,560
Property Taxes $256$3,072
Electricity $200$2,405
Total$1,849$22,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,394/yr
40% on housing$55,470/yr
45% on housing$49,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 28532$123
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28532$166
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$249,900
2026-08-07Listed for sale$249,900
2011-07-06Sold$130,000
2006-10-31Sold$142,000

For Sale by Agent

AgentBradberry Garner Real Estate
BrokerageKeller Williams Crystal Coast

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