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410 Brown Drive, New Bern, NC, 28560

2beds
1baths
1,020sqft
$148,500
$146price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

This charming 2-bedroom, 1-bath home blends modern updates with rich history! Built in 1946 by the current owner's father and lovingly maintained by the family ever since, it features an updated kitchen with gas range and refrigerator, stacked washer/dryer, stylish furnishings, and modern décor. Ideal as a starter home, downsizer, investment, or short-term rental. Enjoy the spacious backyard with a metal storage shed—all in a non-flood zone and conveniently located just off Hwy 70. Located in the heart of historic James City, a community with a powerful story-- look it up, it's worth the read! Don't miss out on this turnkey opportunity. Schedule your showing today!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
9/10
Grover C Fields MiddleGrades 6-82.5 mi
3/10
New Bern HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Crawl Space
  • Roof: Shingle,Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Combination

Features

  • None,Furnished
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: 7006039
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Living area range: 1000 - 1199

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 60 x 83 x 13 x 53 x 15 x 125

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $750$9,000
Home Insurance *$60$720
Property Taxes $73$876
Electricity $200$2,405
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$162
Craven County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$148,500
2025-12-17Listing removed$148,500
2025-10-31Price change$148,500
2025-06-17Listed for sale$158,500

For Sale by Agent

AgentJudith McMillen
BrokerageBerkshire Hathaway Home Services McMillen & Associates Realty

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