




409 Plum Street, New Bern, NC, 28560
About This Home
Investor's Opportunity Near Downtown New Bern! Discover the potential in this 2-bedroom, 1-bath home situated just minutes from the bridge into Historic Downtown New Bern. With 768 sq ft and prime Hwy 70 frontage, this property offers convenient access to shops, restaurants, and main travel routes. Perfect for those looking for location and opportunity! This property is ideal for investors and 'flippers'. Transform it into a personal residence, rental property, or even explore Commercial possibilities, thanks to no zoning restrictions and a location outside city limits! Waterview just down the street and the benefit of No HOA. Utilities (water & electric) are currently turned off. Property is being Sold 'AS IS' - No repairs being offered. A survey has already been completed for this property. So whether you're looking to renovate or repurpose the lot , this location offers flexibility and opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Brick/Mortar
- Roof: Metal
- Construction materials: Block,Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: First
Features
- Ceiling Fan(s),Blinds/Shades
- Flooring: Carpet
Heating & Cooling
- Heating features: Propane,Floor Furnace
- Cooling features: None
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 7006 096
- Zoning: County
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Open,Screened
- Fencing: Partial
- Living area range: 600 - 799
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: irregular
Parking
- Parking features: None,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Tornado
- Heat Wave
- Ice Storm
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Craven County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $369 | $4,428 |
| Home Insurance * | $29 | $348 |
| Property Taxes | $34 | $408 |
| Electricity | $200 | $2,405 |
| Total | $632 | $7,584 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $73,000 |
| 2026-02-16 | Price change | $75,000 |
| 2025-11-18 | Price change | $79,900 |
| 2025-10-23 | Listed for sale | $90,000 |
For Sale by Agent
