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219 Pollock Street, New Bern, NC, 28560

6beds
4baths
4,160sqft
$995,000
$239price/sqft
$6,617/moest. monthly cost
$264,680/yrincome needed

About This Home

Experience everything beautiful downtown New Bern has to offer just blocks away from the beautifully restored 1845 Simpson Duffy House. Imagine walking to restaurants, theaters, shopping and community events, taking a daily stroll along the riverfront - or just relaxing on your comfortable front porch overlooking a lushly landscaped garden. Are you a boater? If so, there are two marinas within blocks of this fabulous home. And the best part is that all the hard work has already been done- leaving this charming home move-in ready with fresh exterior paint (2025), a newly glazed and sealed roof (2023), a new bath and a brand new second/ third floor heating and A/C unit (2026). Inside, the foyer opens to a gracious dining room on one side and spacious living room on the other--perfect for entertaining and family gatherings. The completely renovated kitchen is a standout, featuring beautifully finished cabinetry with soft-close doors and drawers, Whirlpool appliances, a striking blue backsplash, wall oven, built-in microwave, electric cooktop, and a charming bar area with glass-front cabinets. A fully updated first-floor bathroom offers a walk-in tile shower. 2 primary bedrooms- one down and the one up has original pine floors that lead to an impressive suite complete with a fireplace, built-in bookshelves, abundant natural light, a walk-in closet with custom fixtures and storage island, and an updated ensuite bath with walk-in tile shower and upgraded vanity. Laundry is conveniently located on this level. Two additional large bedrooms complete the second floor. The third floor offers two more bedrooms--one currently used as a studio--providing endless options for guests, offices, or creative space. Additionally there are two separate bedroom spaces-- one located on the main floor and the other on the second floor - each with a private exterior entrance, kitchen, laundry, private bath, and spacious bedroom with sitting area. These can easily be used as in-law or guest quarters, converted to rental apartments or used as a bed and breakfast. This remarkable home, zoned both residential and commercial is NOT IN FLOOD ZONE and blends timeless character with thoughtful modern upgrades - offering charm, comfort, and exceptional versatility in the very desirable Downtown New Bern Historic District.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

7/10
9/10
Grover C Fields MiddleGrades 6-82.0 mi
3/10
New Bern HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 1845

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Disposal,Dishwasher

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedroom6

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Kitchen Island
  • Flooring: Tile,Wood
  • Attic: Partially Floored,Walk-In

Heating & Cooling

  • Heating features: Other,Gas Pack,Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,160
  • Total interior livable area: 4,160 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 8001B 160
  • Zoning: C2 Commercial
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 4000 - 4499

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: irregular

Parking

  • Parking features: None,Off Street,On Site,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$404$4,848
Property Taxes $795$9,540
Electricity $387$4,649
Total$6,617$79,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,868/yr
40% on housing$198,510/yr
45% on housing$176,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$159
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$995,000
2026-01-16Listed for sale$997,000
2023-10-27Sold$830,000
2023-08-29Pending sale$850,000
2023-06-07Listed for sale$850,000
2016-06-13Sold$329,000
2007-03-28Sold$625,000

For Sale by Agent

AgentLYNNE DAVENPORT
BrokerageCENTURY 21 ZAYTOUN RAINES

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