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1614 Spencer Avenue, New Bern, NC, 28560

3beds
2baths
1,451sqft
$375,000
$258price/sqft
$2,519/moest. monthly cost
$100,760/yrincome needed

About This Home

From the moment you drive up to this freshly painted, classic bungalow you'll feel welcome. As you step onto the old-fashioned, roomy front porch you'll feel the genuine charm of this beautifully maintained 1920 bungalow, located in the heart of the Historic Ghent neighborhood. This inviting home features three bedrooms and two full baths, along with a cozy living room with original French doors to your dining room. The rich wood floors throughout and stunning original windows, along with vintage tile in the bathrooms reinforce the authentic features in this home. Step out the back door to your newly updated back deck, ideal for entertaining, enjoying your morning coffee, or simply enjoying the outdoors. Your spacious backyard is perfect for gardening or recreation. Located in one of New Bern's most sought-after neighborhoods, this home is just minutes from historic downtown, the YMCA, hospital, shopping, and a variety of local restaurants. This is your opportunity to own a piece of history with modern livability in a highly desired location. Don't miss out on the chance to relax and unwind on your own original old-school front porch and connect with neighbors on your picturesque tree-lined street. Homes like this don't last long--call today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
9/10
Grover C Fields MiddleGrades 6-80.6 mi
3/10
New Bern HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Blinds/Shades
  • Flooring: Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Other,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,451
  • Total interior livable area: 1,451 sqft

Property

Details

  • Parcel number: 8024 183
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Covered,Deck,Porch,Front Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 50 x 150 x 50 x 150

Parking

  • Parking features: On Site,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$152$1,824
Property Taxes $271$3,252
Electricity $200$2,405
Total$2,519$30,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,365/yr
40% on housing$75,570/yr
45% on housing$67,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$160
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$375,000
2026-03-28Listed for sale$385,000
2006-03-01Sold$181,500

For Sale by Agent

AgentMARGARET BARTLETT
BrokerageCOLDWELL BANKER SEA COAST ADVANTAGE

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