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3611 Windy Trail, New Bern, NC, 28560

2beds
1baths
871sqft
$189,900
$218price/sqft
$1,449/moest. monthly cost
$57,960/yrincome needed

About This Home

Inviting curb appeal! This 2-bedroom, single-story home offers comfort, efficiency, and exceptional value. Recent improvements include a new HVAC system installed in Fall 2024, low-maintenance flooring throughout, vinyl replacement windows, a refrigerator just three years old, and a brand-new stove added in November 2025. The well-designed floor plan features spacious rooms and generously sized closets. A convenient hallway laundry closet includes the washer and dryer. The bathroom offers a classic tub/shower combination, while the kitchen is equipped with ample cabinetry and counter space, plus a bright dining area overlooking the front yard and flower bed. Additional highlights include a one-car attached garage, a covered back porch perfect for relaxing, and a large fenced backyard complete with two storage sheds--ideal for hobbies, tools, or extra storage needs. Conveniently located just minutes from historic downtown New Bern, as well as shopping and medical facilities, this home combines practicality with everyday convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Oaks Road AcademyGrades PK-51.0 mi
4/10
H J Macdonald MiddleGrades 6-82.0 mi
3/10
New Bern HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer
  • Laundry features: In Hall,Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 871
  • Total interior livable area: 871 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 82441 012
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Storm Doors
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 125 x 60 x 125

Parking

  • Total spaces: 1
  • Parking features: Concrete,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$77$924
Property Taxes $212$2,544
Electricity $200$2,405
Total$1,449$17,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,680/yr
40% on housing$43,470/yr
45% on housing$38,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$161
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$189,900
2026-04-15Pending sale$195,000
2026-03-02Listed for sale$195,000

For Sale by Agent

AgentKELLY LATIMER
BrokerageTRENT RIVER REALTY

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