See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

922 Elm Street, New Bern, NC, 28560

7beds
6baths
2,248sqft
$300,000
$133price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

Endless Potential in the Heart of Downtown New Bern! Welcome to 2248 square feet of opportunity! This rare 7-bedroom, 6-bathroom property is perfectly situated in historic downtown New Bern and offers unparalleled flexibility for investors, entrepreneurs, or those seeking a unique live-work space. Whether you're dreaming of a thriving Airbnb, boutique guest house, specialty housing, or a spacious multi-generational home, this property is ready to deliver. With six bathrooms already in place, privacy and comfort are easily accommodated for multiple guests or residents. Features include: 7 private bedrooms - perfect for flexible configurations 6 full bathrooms - ideal for short-term stays or extended living Prime downtown location - steps from restaurants, shops and more! Charming historic character with modern upgrades throughout. Proven potential for rental income or special use permitting Zoned for versatility and located in one of North Carolina's most beloved historic towns, this property is more than just a home - it's a business opportunity, creative space, and investment all in one. Don't miss this chance to own a piece of downtown New Bern with unlimited potential. Schedule your showing today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

3/10
J T Barber ElementaryGrades PK-51.0 mi
4/10
H J Macdonald MiddleGrades 6-82.7 mi
3/10
New Bern HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Master Downstairs,Kitchen Island
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft

Property

Details

  • Parcel number: 8007 198
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Wrap Around
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 67 x 112

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$122$1,464
Property Taxes $221$2,652
Electricity $209$2,512
Total$2,068$24,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$161
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$300,000
2026-03-19Price change$270,000
2026-03-09Price change$300,000
2026-03-07Price change$320,000
2025-10-21Price change$350,000
2025-09-01Listed for sale$370,000
2024-12-17Sold$180,000
2024-11-25Pending sale$180,000
2024-09-17Listed for sale$180,000

For Sale by Agent

Agent2REALTORS Better Than 1
BrokerageHomeSmart Connections

Similar Homes