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302 Plantation Drive, New Bern, NC, 28562

4beds
3baths
3,100sqft
$690,000
$223price/sqft
$4,482/moest. monthly cost
$179,280/yrincome needed

About This Home

Ready for its next chapter, this stunning waterfront home captures the essence of coastal living in the peaceful Inland Residential Harbour of River Bend. Recently refreshed with updated carpet in the primary bedroom and a repaved driveway, the property offers nearly 3,100 square feet of light-filled living space designed to embrace the beauty of life on the water. From the moment you enter, expansive windows draw your attention straight to the sparkling harbor views beyond. The dramatic living room features soaring ceilings and a striking wall of glass that fills the home with natural light while creating a seamless connection to the waterfront setting. The open layout on the second floor flows effortlessly between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining alike. The kitchen is both functional and inviting, complete with stainless steel appliances, solid-surface countertops, and a central island perfect for gathering over coffee or preparing meals while still enjoying the view. Just beyond, a private balcony offers a peaceful vantage point to watch boats glide across the harbor and sunsets reflect across the water. The primary suite serves as a private retreat with vaulted ceilings, balcony access, and an en suite bath featuring dual vanities and a spacious walk-in shower. Three additional bedrooms on the first floor provide flexibility for guests, workspace, or hobbies, while the generous mudroom can easily serve as a fitness area, studio, or additional storage space. Outside, a private dock invites you to fully embrace waterfront living--whether launching a kayak, setting out for a day on the boat, or simply relaxing as the harbor breeze rolls in. With thoughtful updates, abundant natural light, and sweeping water views, this River Bend waterfront property offers a rare opportunity to enjoy the best of Eastern North Carolina's coastal lifestyle. OWNER FINANCING AVAILABLE with flexible terms! Schedule your private showing with us today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Ben D Quinn ElementaryGrades PK-51.9 mi
4/10
H J Macdonald MiddleGrades 6-84.4 mi
3/10
New Bern HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Range,Dishwasher
  • Laundry features: Laundry Closet

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: 8073A 050
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Water Depth 4+
  • Frontage type: River,Bay/Harbor
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Boat Dock,Water Depth 4+
  • Lot size dimensions: Irregular

Parking

  • Parking features: Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$272$3,264
Property Taxes $433$5,196
Electricity $288$3,464
Total$4,482$53,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,668/yr
40% on housing$134,460/yr
45% on housing$119,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 28562$177
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28562$181
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$699,000
2026-03-12Listed for sale$719,000
2025-12-01Listing removed$769,000
2025-10-31Price change$769,000
2025-09-15Price change$789,000
2025-05-27Listed for sale$800,000
2019-05-30Sold$508,000
2015-12-17Listing removed$435,000
2015-10-18Price change$435,000
2015-05-28Price change$450,000
2015-04-22Price change$464,000
2015-03-22Price change$474,000
2015-01-27Listed for sale$449,500
2008-07-21Sold$495,000

For Sale by Agent

AgentROWLAND & THE HOME SALES TEAM
BrokerageKeller Williams Realty

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