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448 Knotts Island Rd, Knotts Island, NC, 27950

4beds
2baths
2,107sqft
$499,990
$237price/sqft
$3,333/moest. monthly cost
$133,320/yrincome needed

About This Home

Beautiful Craftsman Style Island Retreat. Enjoy this 4 bdrm/2 bath home on a beautiful one acre lot with mature trees. Adjacent to wildlife sanctuary. Home features: All new windows & hardiboard siding in 2022, New 5V Rib Galvalume metal roof, Detached oversized garage/workshop, mature trees/landscaping, beautiful hardscape with inground pool. HVAC 4 years old, Propane gas fireplace, Crown Molding in LR, 2 wells on property (house and irrigation well), Beautiful Fiberglass inground pool with travertine border. Covered outdoor space with custom paver fireplace for outdoor entertaining, Flooring-Hardwood, carpet, vinyl, tile, Master with oversized closet/dressing room and large bath with Walk in double head master shower, Generator Ready, Hot tub conveys "as-is" . This house has everything you could want in a serene setting.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Knotts Island ElementaryGrades K-51.1 mi
9/10
Moyock MiddleGrades 6-812.9 mi
3/10
Currituck County HighGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,107 sqft

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Main Floor Laundry

Details

  • Parcel number: 007600000560000
  • Zoning: RES
  • Other equipment: Generator Hookup,Fuel In Tank Conveys,Pump

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio,Porch
  • Exterior features: Inground Sprinkler
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Det 2 Car,Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$242$2,904
Property Taxes $363$4,356
Electricity $200$2,405
Total$3,333$39,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,274/yr
40% on housing$99,990/yr
45% on housing$88,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 27950$162
Currituck County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 27950$275
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCatherine Sassone
BrokerageAtkinson Realty

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