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507 W 20th Street, Lumberton, NC, 28358

3beds
2baths
1,675sqft
$215,000
$128price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

A near perfect inspection and FHA appraisal for $220,000.00 - BACK ON THE MARKET - no fault of the seller or property. Ideally positioned on a desirable corner lot, this beautifully maintained home showcases timeless hardwood floors, a freshly painted interior that creates a bright and inviting atmosphere and an irrigation system that guarantees a picture perfect yard all year round. Thoughtful updates--including a newer roof, updated gutters, and an improved HVAC system--providing both comfort and peace of mind. With its blend of classic charm and modern improvements, this home is truly move-in ready and offers an exceptional opportunity to enjoy refined everyday living. Call and schedule your private showing today.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Tanglewood ElementaryGrades PK-30.6 mi
4/10
Lumberton Junior HighGrades 6-82.0 mi
5/10
Lumberton Senior HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Composition,Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-in Shower,Blinds/Shades

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 321302021
  • Zoning: R7
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: TBD

Parking

  • Parking features: Circular Driveway,Covered
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hurricane
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$192$2,304
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 28358$112
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28358$117
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$215,000
2026-05-08Contingent$215,000
2026-05-08Pending sale$215,000
2026-04-01Listed for sale$215,000
2026-03-19Contingent$215,000
2026-03-19Pending sale$215,000
2026-03-17Listed for sale$215,000
2016-05-02Sold$69,000
2016-03-09Pending sale$75,000
2016-01-12Price change$75,000
2015-02-06Listed for sale$84,000

For Sale by Agent

AgentNatalie D Lewis
BrokerageLewis Realty

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