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2002 N Elm St, Lumberton, NC, 28358

4beds
4baths
4,000sqft
$305,999
$76price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Exceptional Opportunity in the Heart of Historic Lumberton! Discover the potential of this spacious home featuring four large bedrooms, beautiful hardwood floors, upstairs bonus room with full bathroom and an unfinished attic offering endless possibilities for additional living space, storage, or customization. Enjoy year-round comfort in the screened porch, which can be heated and cooled, creating the perfect space for relaxing or entertaining in any season. Ideally located in the heart of Lumberton's historic district, this property offers the convenience of being within walking distance to the hospital and shopping, while remaining less than 10 minutes from restaurants, entertainment, and major retail destinations. The home also features a private well that supplies the irrigation system, helping maintain the property's outdoor appeal. While the home offers great bones and tremendous character, it could benefit from some updates and personal touches, making it an excellent opportunity for buyers looking to create their dream home or investors seeking a property with strong potential. Buyers should note that one of the three HVAC units is currently in need of repair or replacement. The property is being sold with contents currently remaining in the home, and removal of any remaining personal belongings will be the responsibility of the purchaser. All offers should be submitted to diamondbriscoe21@gmail.com. Please note that all offers are subject to final approval by the lender. Don't miss this chance to own a spacious historic home in one of Lumberton's most desirable and convenient locations.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Tanglewood ElementaryGrades PK-30.5 mi
4/10
Lumberton Junior HighGrades 6-82.3 mi
5/10
Lumberton Senior HighGrades 9-121.2 mi

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 321401039
  • Special condition: In Foreclosure,Short Sale
  • Exclusions: n/a

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio
  • Exterior features: Fence,Garden
  • Fencing: Yard Fenced
  • Living area range: 3501-4000

Lot

  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Tornado
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,547$18,564
Home Insurance *$274$3,288
Property Taxes $162$1,944
Electricity $372$4,470
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 28358$112
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28358$117
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-04-14Sold$355,000
2022-03-15Pending sale$340,000
2022-03-04Listed for sale$340,000
2022-02-16Pending sale$340,000
2022-02-11Listed for sale$340,000
2021-04-28Sold$310,000
2021-01-20Listing removed--
2020-10-12Listed for sale$319,500
2011-12-06Sold$220,000
2011-08-31Listed for sale$229,000

Unknown Listed By

AgentDIAMOND BRISCOE
BrokerageTTA REALTY

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