1209 N Elm St, Lumberton, NC, 28358
About This Home
Discover the appeal of historic downtown living in this remarkable approximately 5,000-square-foot home on highly desirable N. Elm Street. Just moments from churches, shopping, downtown dining, and the hospital, this residence combines classic charm with exceptional convenience. Rich in character yet thoughtfully updated, the home offers expansive living spaces and a versatile layout suited for both everyday comfort and gracious entertaining. Notable recent improvements include a new roof (2024), fresh exterior paint (2024), and a newly built rear deck (2025). Plumbing and electrical updates completed in 1998 provide additional peace of mind. Inside, beautiful original wood floors grace most of the home, with vinyl flooring in two upstairs bathrooms. Multiple fireplaces on the main level create warm, welcoming gathering spaces, while solid wood wainscoting in the dining room reflects the craftsmanship and timeless elegance found throughout. The kitchen is designed for those who love to cook and host, featuring a six-burner stove with downdraft ventilation and double ovens—ideal for preparing meals large and small. The first-floor primary suite offers comfort and privacy with its own en-suite bath and walk-in shower. A second full bath on the main level showcases a charming clawfoot tub. Upstairs, accessed by a wide staircase, are six additional bedrooms and two full bathrooms, including one with a double vanity and shower. A rear addition completed around 1998 expands the living area even further. The home is serviced by two gas furnaces upstairs and two gas packs downstairs, along with recently replaced downstairs ductwork. The crawlspace is equipped with a moisture barrier, and the property includes a 10-year termite bond with ongoing quarterly pest treatments. Outdoor spaces are equally impressive, featuring a wraparound front porch wired for ceiling fans, a newly constructed rear deck with hot tub access, and a spacious patio centered around a cozy fire pit. The generous backyard also includes a large storage building, adding practicality to the property’s many features. Offering substantial space, historic character, modern updates, and a premier location, this exceptional home presents a rare opportunity to enjoy downtown living at its finest. Broker owned
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Good Condition
- Year built: 1910
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Built-In Gas Range,Convection Oven,Down Draft,Double Oven,Dryer,Dishwasher,Electric Oven,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave,Stainless Steel Appliance(s),Vented Exhaust Fan,Washer
- Laundry features: Washer Hookup,Dryer Hookup,Upper Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- Attic,Breakfast Area,Bathtub,Ceiling Fan(s),Chandelier,Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Separate/Formal Living Room,High Ceilings,High Speed Internet,Hot Tub/Spa,Kitchen Exhaust Fan,Kitchen Island,Primary Downstairs,Bath in Primary Bedroom,Pantry,Smooth Ceilings,Storage,Walk-In Shower
- Flooring: Hardwood,Vinyl,Wood
- Number of fireplaces: 6
- Fireplace features: Bedroom,Den,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Forced Air,Fireplace(s),Gas
- Cooling features: Attic Fan,Central Air,Electric
Interior Area
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 322705019
- Special condition: None
- Exclusions: few personal items not attached to the house
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Wrap Around
- Exterior features: Deck,Fire Pit,Hot Tub/Spa,Storage
- Has spa: Yes
- Spa features: Hot Tub
- Topography of land: Level
- Living area range: 5001-6000
Lot
- Lot size: 0.55 Acres
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tornado
- Earthquake
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Robeson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $384 | $4,608 |
| Property Taxes | $276 | $3,312 |
| Electricity | $465 | $5,588 |
| Total | $3,294 | $39,528 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $449,000 |
| 2026-04-09 | Price change | $469,000 |
| 2026-02-21 | Listed for sale | $479,000 |
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