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305 11th St, Lumberton, NC, 28358

5beds
4baths
3,032sqft
$325,000
$107price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

This spacious 5 bedroom, 3.5 bath home offers many updated features! From the time you walk onto the property, you are greeted by a Colonial Style home with modern features including solar panels for increased energy efficiency. Once you open the door to the home, you are greeted by a captivating living room with a shared dining room, wonderful for welcoming your guests. The kitchen features a gas stove and oven. To further magnify this home, not only does it include 5 bedrooms and 3.5 full bathrooms, one which contains a jetted tub, but it also includes a large great room. The rear back yard is adequate and partially fenced with 3 outside storage buildings. Make this space yours! Call today for a tour!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Tanglewood ElementaryGrades PK-31.0 mi
4/10
Lumberton Junior HighGrades 6-82.0 mi
5/10
Lumberton Senior HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Batts Insulation,Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Tankless Water Heater,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Den,High Speed Internet,Home Office,Jetted Tub,Living/Dining Room,Recessed Lighting,Shower Only,Separate Shower,Walk-In Shower
  • Flooring: Concrete,Hardwood,Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump,Other
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,032 sqft

Property

Details

  • Parcel number: 322802067
  • Zoning description: Residential District
  • Special condition: None
  • Exclusions: None

Features

  • Patio & porch: Rear Porch,Covered,Porch
  • Exterior features: Fence,Porch,Smart Light(s)
  • Fencing: Partial,Privacy,Yard Fenced
  • Topography of land: Cleared,Level
  • Living area range: 3001-3500

Lot

  • Features: < 1/4 Acre,Cleared,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Tornado
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$291$3,492
Property Taxes $211$2,532
Electricity $282$3,388
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 28358$112
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28358$117
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$315,000
2026-08-06Price change$315,000
2026-07-21Listed for sale$325,000

For Sale by Agent

AgentREGINALD OXENDINE
Brokerage1ST CHOICE REAL ESTATE

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