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514 N Ballance St, Saint Pauls, NC, 28384

4beds
2baths
2,376sqft
$259,000
$109price/sqft
$1,857/moest. monthly cost
$74,280/yrincome needed

About This Home

Back on the market at no fault of the Sellers! Welcome home to this immaculate 4BR/2BA home located in an established neighborhood in St. Pauls just minutes from I-95. Enjoy the beautiful family room with a masonry fireplace and built-in bookcases. Home has well-maintained hardwood floors, a formal den, a large walk-in shower in master bathroom, and ample closet space. The walk-in, floored attic is the full length of the home and could be finished and utilized as an additional living area of 2+ rooms, with an addition of a staircase.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
Saint Pauls MiddleGrades 5-80.1 mi
4/10
Saint Pauls HighGrades 9-120.4 mi
1/10
Saint Pauls ElementaryGrades PK-41.0 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1962

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Bookcases,Built-in Features,Double Vanity,Separate/Formal Living Room,Handicap Access,High Speed Internet,Kitchen/Dining Combo,Primary Downstairs,Bath in Primary Bedroom,Pull Down Attic Stairs,Recessed Lighting,Storage
  • Flooring: Hardwood,Luxury Vinyl Plank,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Fireplace Screen,Great Room,Insert
  • Attic: Pull Down Stairs

Heating

  • Heating features: Central,Exhaust Fan,Fireplace(s)

Interior Area

  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 380503011
  • Zoning description: R-12 - Residential District
  • Special condition: None
  • Exclusions: none

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Fire Pit,Porch,Storage
  • Topography of land: Cleared
  • Living area range: 2201-2400

Lot

  • Lot size: 0.34 Acres
  • Features: 1/4 to 1/2 Acre Lot,Cleared
  • Lot size dimensions: 100 x 150 x 100 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Ice Storm
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$159$1,908
Property Taxes $168$2,016
Electricity $221$2,655
Total$1,857$22,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,668/yr
40% on housing$55,710/yr
45% on housing$49,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 28384$127
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28384$136
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$259,000
2026-07-12Pending sale$259,000
2026-07-01Price change$259,000
2026-06-05Listed for sale$270,000
2026-05-03Listing removed--
2026-04-29Listed for sale$279,000
2022-04-19Sold$223,000
2022-03-02Pending sale$230,000
2022-02-27Price change$230,000
2021-11-12Pending sale$225,000
2021-10-28Listed for sale$225,000

For Sale by Agent

AgentJESSICA CULP
BrokerageEXP REALTY LLC

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