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4540 N 44TH Street #3, Phoenix, AZ, 85018

2beds
1baths
1,100sqft
$435,000
$395price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

Nestled in the heart of Arcadia, this charming patio home offers the perfect blend of character, comfort, and walkable convenience. This 2 bed, 1 bath is separate with no shared walls and features a warm and inviting interior with timeless creams, whites, and soft neutral finishes throughout. Originally designed with a den, the space has since been converted into a comfortable second bedroom with a built-in closet and charming French doors, making the layout feel both functional and cozy. The freshly painted kitchen cabinets brighten up the space and fit perfectly with the home's soft creams, whites, and overall inviting feel. Located in the heart of Arcadia right along the canal, this charming patio home offers an easy, walkable lifestyle with quick access to some of Arcadia's best restaurants, shopping, and outdoor spots. Full of character and warmth, it's the kind of home that just feels good the moment you walk in.

Getting Around

60
WalkingSomewhat Walkable
37
TransitSome Transit
82
BikeVery Bikeable

Schools

9/10
Hopi Elementary SchoolGrades K-51.1 mi
7/10
Ingleside Middle SchoolGrades 6-81.7 mi
9/10
Arcadia High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Tile,Built-Up
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Built-in Microwave,Dishwasher,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Non-laminate Counter,High Speed Internet,Breakfast Bar,Vaulted Ceiling(s),Full Bth Master Bdrm,Separate Shwr & Tub
  • Flooring: Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 17120117
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Private Yard,Storage
  • Spa features: None
  • Fencing: Block,Wrought Iron,Wood

Lot

  • Lot size: 1,288 sqft
  • Features: Borders Common Area,Desert Front

Parking

  • Total spaces: 2
  • Parking features: Unassigned
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance $69$828
Property Taxes $159$1,908
Electricity $216$2,603
Total$2,643$31,716

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 85018$549
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85018$558
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$435,000
2026-06-01Price change$445,000
2026-05-12Listed for sale$480,000
2024-11-26Sold$452,000
2024-08-16Listed for sale$487,900
2015-01-08Sold$280,000
2014-08-30Listing removed$289,900
2014-08-10Listed for sale$289,900
2014-04-04Sold$137,000

For Sale by Agent

AgentBrooke Fair
BrokerageRETSY

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