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296 N Franklin Rd, Mount Airy, NC, 27030

1beds
2baths
1,001sqft
$189,000
$189price/sqft
$1,337/moest. monthly cost
$53,480/yrincome needed

About This Home

This charming, remodeled one-bedroom home is ideally located just minutes from town! Featuring a spacious open kitchen and living area with one full bath and an additional half bath for added convenience. Perfect for individuals, couples looking for comfort and style, with modern finishes and a cozy atmosphere this would be a great investment property or airbnb. Bonus room in loft currently being used a bedroom.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
Meadowview Middle SchoolGrades 6-82.0 mi
4/10
North Surry High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,001

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 1,001
  • Total interior livable area: 1,001 sqft

Living Room

  • Level: Main

Loft

  • Level: Second

Property

Details

  • Parcel number: 501012973355
  • Zoning: R20
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.48 Acres
  • Features: City Lot,Not in Flood Zone

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Surry County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$96$1,152
Property Taxes $86$1,032
Electricity $200$2,405
Total$1,337$16,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,840/yr
40% on housing$40,110/yr
45% on housing$35,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 27030$192
Surry County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27030$157
Surry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$195,000
2026-04-14Listed for sale$199,900
2025-05-09Sold$160,000
2025-03-25Pending sale$174,900
2025-03-05Listed for sale$174,900

For Sale by Agent

AgentJennifer Arnder
BrokerageRogers Realty & Auction Co., Inc.

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