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224 Grace St, Mount Airy, NC, 27030

4beds
3baths
2,210sqft
$439,000
$199price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

This beautiful 1936 two story brick home has 4 bedrooms, 2.5 baths, plus office/flex space with separate entrance, partial walk-out basement, crawl space, large deck, mud room, and huge storage attic. It sits on a .34-acre lot that is fully landscaped and well maintained. Property comes with a small playhouse with power and a one car detached garage. Original hardwoods throughout the home. Primary bedroom on main level has two walk-in closets. New appliances all stay with the home including washer and dryer. Home has propane tankless water heater as well as propane logs in the living room. Sellars are motivated, so make your appointment soon to see your new forever home.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Jones ElementaryGrades 3-51.4 mi
8/10
Mount Airy MiddleGrades 6-81.7 mi
5/10
Mount Airy HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Footing
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 502119700637

Features

  • Exterior features: Wood,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Surry County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$224$2,688
Property Taxes $227$2,724
Electricity $205$2,470
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 27030$190
Surry County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27030$157
Surry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$439,000
2024-12-04Sold$367,500
2024-11-06Pending sale$395,000
2024-11-06Listed for sale$395,000

For Sale by Owner

AgentProperty Owner

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