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302 Cherry St, Mount Airy, NC, 27030

5beds
6baths
5,755sqft
$829,900
$144price/sqft
$5,576/moest. monthly cost
$223,040/yrincome needed

About This Home

The historic Dr. Edward C. Ashby House blends timeless character with modern updates, & offers 5BR/4BA and 2 half baths. The main-level primary suite is a true retreat featuring heated bathroom floors, while elegant living spaces include a stately library/great room and gas fireplaces. A butler’s pantry enhances the beautifully appointed kitchen, and a dedicated office on the main level provides ideal work-from-home space. Upstairs, you’ll find 4 spacious bedrooms and 3 full baths, along with a versatile rec. room and addtn'l flex space. Rich in history, the property showcases original details including a preserved smokehouse and the original distinctive 1930 Vermont Slate Tile Roof. The finished basement offers warm wood-lined walls, while the unfinished portion includes vast storage, a gym area and a garage. Outside, the French colonialesque garden creates a private, storybook setting—making this one-of-a-kind property as functional as it is enchanting. *Priced under 11/25 Appraisal*

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
Mount Airy MiddleGrades 6-80.7 mi
6/10
Mount Airy HighGrades 9-121.2 mi

Construction

Condition

  • Property condition: Historic
  • Year built: 1937

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3

Dining Room

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Pantry
  • Flooring: Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas Log,Basement,Great Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Attic: Storage,Pull Down Stairs
  • Finished area below ground: 508
  • Finished area above ground: 5,247

Game Room

  • Level: Third

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Steam,Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,028
  • Total interior livable area: 5,755 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Other

  • Level: Third

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 502016845392
  • Zoning: R6
  • Special condition: Owner Sale
  • Exclusions: Dining Room Curtains,Living Room Curtains,Upstairs Bedroom On Left From Top Of Stairs Curtains,Baseball Net,Trampoline

Features

  • Levels: 2.5
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden

Lot

  • Lot size: 0.78 Acres
  • Features: Historic District
  • Lot size dimensions: See Acreage

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Surry County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$424$5,088
Property Taxes $420$5,040
Electricity $536$6,432
Total$5,576$66,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,177/yr
40% on housing$167,280/yr
45% on housing$148,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 27030$191
Surry County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27030$157
Surry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$849,900
2024-04-11Listing removed$675,000
2021-11-10Sold$615,000
2021-09-15Pending sale$650,000
2021-08-13Listed for sale$650,000
2021-07-08Listing removed--
2021-03-18Price change$675,000
2021-02-11Listed for sale$699,000
2021-02-01Listing removed--
2020-10-21Price change$699,000
2020-07-25Listed for sale$725,000
2009-04-06Sold$425,000

For Sale by Agent

AgentHolli Nowlin
BrokerageThe Greenhill Group, Holli Nowlin, Inc

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