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103 Ridgecrest Drive, Mount Olive, NC, 28365

4beds
3baths
2,237sqft
$290,000
$130price/sqft
$2,190/moest. monthly cost
$87,600/yrincome needed

About This Home

Welcome to 103 Ridgecrest Drive, a 4 bedroom home in the heart of Mount Olive, NC--a charming property that blends comfort, space, and small-town appeal. This inviting home offers a warm and functional layout, perfect for both everyday living and entertaining. Step inside to find a bright and welcoming interior with spacious living areas, abundant natural light, and a seamless flow between rooms. The kitchen provides ample cabinet and counter space, making meal prep easy while keeping you connected to the rest of the home. Comfortable bedrooms offer a relaxing retreat, while the bathrooms are thoughtfully designed for convenience. Outside, enjoy a generous yard with plenty of room for outdoor gatherings, gardening, or simply unwinding in a peaceful setting. The property's location in a quiet, established neighborhood adds to its appeal, offering a sense of privacy while still being close to local shops, dining, and community amenities.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
1/10
8/10
Carver Elementary SchoolGrades PK-41.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,237
  • Total interior livable area: 2,237 sqft

Property

Details

  • Parcel number: 02h14025b01001
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 150 x 150 x 150 x 150

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$181$2,172
Property Taxes $335$4,020
Electricity $208$2,500
Total$2,190$26,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,085/yr
40% on housing$65,700/yr
45% on housing$58,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 28365$188
Wayne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 28365
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$299,000
2026-04-21Listed for sale$305,000
2008-06-11Sold$180,500

For Sale by Agent

AgentDavid Kornegay
BrokerageKornegay Realty

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