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425 S 16th St, Bismarck, ND, 58504

3beds
2baths
1,683sqft
$229,900
$137price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Whether you're looking to expand your investment portfolio or searching for a home that can possibly help offset your monthly expenses, this duplex offers plenty of opportunity. The upper level features two bedrooms, a spacious kitchen with abundant counter space, a separate dining room, central air, and access to a maintenance-free deck, mature trees and a garden area. The lower unit offers one bedroom with its own private entrance, making it ideal for rental income or multi generational living. Separate furnaces and utilities provide added convenience for each unit. The property also includes a single-car garage, two separate driveways, and private entrances for both the upper and lower units, creating flexibility and independence for occupants. A solid opportunity with features that are increasingly hard to find.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Wachter Middle SchoolGrades 6-80.8 mi
5/10
Bismarck High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Metal Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: See Remarks
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • See Remarks
  • Window features: Window Treatments
  • Flooring: Tile,Carpet
  • Finished area below ground: 780
  • Finished area above ground: 903

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,683
  • Total interior livable area: 1,683 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Lower

Property

Details

  • Parcel number: 0215006055
  • Attached to another structure: Yes

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Other

Lot

  • Lot size: 7,405 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,Double Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Winter Weather
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance $143$1,716
Property Taxes $162$1,944
Electricity $141$1,698
Total$1,608$19,296

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 58504$175
Burleigh County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 58504$173
Burleigh County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$224,900
2026-08-13Price change$224,900
2026-07-29Listed for sale$229,900
2019-07-15Sold--
2019-04-29Listed for sale$169,900
2008-09-11Sold--

For Sale by Agent

AgentJustin Sackman
BrokerageBIANCO REALTY, INC.

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