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701 N 20th St, Bismarck, ND, 58501

2beds
1baths
1,413sqft
$249,900
$177price/sqft
$1,777/moest. monthly cost
$71,080/yrincome needed

About This Home

This is an affordable updated two-bedroom home with main floor living including laundry along with a large bonus space upstairs that could be used as bedroom space, a rec/game room and/or an office. Plus, it has a triple stall over 1,000 sf garage with alley access and 200-amp service. There is also a large parking pad alongside the home which could be used for parking, as patio space or even a basketball court. The backyard has a patio slab as well and firepit for outdoor enjoyment. The updates are impressive including: updated white cabinet kitchen with backsplash, new windows on the main floor in 2017, new furnace, A/C and water heater 2022, new flooring on the main floor and stairs 2020, remodeled bathroom with new vanity/sink, toilet, bathtub and surround 2026, new front door 2026 and new gutters were added to garage in 2019. Call for a private showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10
Simle Middle SchoolGrades 6-80.5 mi
5/10
Legacy High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Hood,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Main Floor Bedroom
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,413

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,413
  • Total interior livable area: 1,413 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0080022085

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.28 Acres
  • Features: Other
  • Lot size dimensions: unkn

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,Parking Pad,Additional Parking,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Winter Weather
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $196$2,352
Property Taxes $177$2,124
Electricity $141$1,698
Total$1,777$21,324

Income You'd Need if You Spent...

35% on housing$60,925/yr
40% on housing$53,310/yr
45% on housing$47,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 58501$129
Burleigh County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 58501$137
Burleigh County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$249,900
2016-05-16Sold--
2016-02-17Listed for sale$179,900
2009-08-03Sold--

For Sale by Agent

AgentPHYLLIS A RITTENBACH
BrokerageBIANCO REALTY, INC.

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