302 Zia Ct, Gallup, NM, 87301
About This Home
Route 66 character starts here--302 Zia Ct offers a 3-bedroom, 2-bath layout with an attached 2-car garage in Gallup's Toltec Subdivision. The home has deferred maintenance and may require repairs or updates, giving buyers a chance to evaluate its next chapter. Nearby location references include Downtown Gallup, Walmart Supercenter, UNM-Gallup, Ford Canyon Park, Red Rock Park, Jerry's Cafe, and local Route 66 shops and dining. Buyer to verify condition, utilities, measurements, subdivision, and all property details.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range
- Laundry features: Electric Dryer Hookup
Bedroom2
- Level: Main
- Area: 120
- Dimensions: Room size is approximate
Bedroom3
- Level: Main
- Area: 120
- Dimensions: Room size is approximate
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary
- Flooring: Carpet,Tile
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
Kitchen
- Level: Main
- Area: 90
- Dimensions: Room size is approximate
Living Room
- Level: Main
- Area: 143
- Dimensions: Room size is approximate
Primary Bedroom
- Level: Main
- Area: 192
- Dimensions: Room size is approximate
Property
Details
- Parcel number: 2102088021110
- Zoning: Out of MLS Area
- Zoning description: R-1A*
- Special condition: Real Estate Owned
Features
- Levels: One
- Stories: 1
- Exterior features: Private Yard
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $56 | $672 |
| Property Taxes | $28 | $336 |
| Electricity | $148 | $1,780 |
| Total | $732 | $8,784 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2021-01-15 | Listing removed | -- |
| 2020-12-30 | Contingent | $172,500 |
| 2020-09-22 | Listed for sale | $172,500 |
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