3400 Church Rock St, Gallup, NM, 87301
About This Home
Welcome to this beautifully remodeled 1,736-square-foot home located in the highly desired Indian Hills neighborhood of Gallup, New Mexico. This move-in-ready property features 4 spacious bedrooms, 2 modern bathrooms, and a brand-new roof for ultimate peace of mind. Step inside to a bright, open living space boasting stylish updates throughout. The fully upgraded kitchen is a chef's dream, featuring elegant new granite countertops and brand-new stainless steel appliances. With four dedicated bedrooms, there is plenty of space for a growing family, a home office, or guest quarters. The exterior of the property is a true standout. Relax or entertain on your covered deck in the backyard, which opens to the stunning Hogback mountains. Enjoy breathtaking views and easy access to scenic walking and hiking trails. Situated in a prime location, this home offers unmatched convenience with close proximity to local schools, the movie theater, shopping, and quick, easy access to the highway. Please note this property does not include a garage, but features ample off-street parking. Do not miss the chance to own a fully updated home in one of Gallup's most sought-after areasschedule your tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Flat
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Refrigerated
Interior Area
- Total structure area: 1,736
- Total interior livable area: 1,736 sqft
Property
Details
- Parcel number: 2102088315194
Features
- Stories: 1
- Patio & porch: Covered
- Exterior features: Rain Gutters,Sidewalk,Covered,Deck
- Fencing: Cross Fenced,Rock Wall
- Topography of land: Cross Fenced, Rock Wall, Irregular Lot
Lot
- Lot size: 8,276 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $91 | $1,092 |
| Electricity | $148 | $1,780 |
| Total | $2,009 | $24,108 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $315,000 |
| 2026-05-16 | Listed for sale | $315,000 |
| 2018-11-14 | Sold | -- |
| 2018-08-20 | Listed for sale | $60,000 |
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