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708 Julie Ct, Gallup, NM, 87301

4beds
2baths
2,228sqft
$319,900
$144price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 2-bath home, perfectly situated on a quiet cul-de-sac. The home features a large main living room, ideal for relaxing or entertaining, along with a separate downstairs living room that can easily serve as a home office, den, playroom, exercise area, or flex space to fit your needs. Step outside to a large backyard designed for entertaining, with plenty of room for barbecues, outdoor dining, gardening, play, or simply enjoying time with family and friends. The function floor plan offers comfortable bedrooms, two bathrooms, and versatile living spaces throughout. Conveniently located near schools, park, shopping and everyday amenities, this home offers the perfect combination of comfort, space with a desirable location. Don't miss your opportunity to make this wonderful home your own!!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
3/10
Miyamura High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile,Floor - Slab,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Property

Details

  • Parcel number: 2104087180452

Features

  • Exterior features: Dog Run,Rain Gutters,Sidewalk,Curb & Gutter,Storage Shed
  • Fencing: Back Yard,Front Yard,Chain Link Fence
  • Topography of land: Back Yard, Front Yard, Block Fence, Chain Link Fence

Lot

  • Lot size: 0.33 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$181$2,172
Property Taxes $93$1,116
Electricity $158$1,900
Total$2,049$24,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$319,900
2026-07-14Contingent$319,900
2026-07-08Listed for sale$319,900
2021-02-01Sold--
2020-11-28Pending sale$229,095
2020-11-13Listed for sale$229,095
2020-10-24Pending sale$229,095
2020-10-20Listed for sale$229,095
2017-02-24Sold--

For Sale by Agent

AgentKathleen Sanchez
BrokerageR1 Gallup

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