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706 Sunset Dr, Gallup, NM, 87301

3beds
1baths
1,136sqft
$210,000
$185price/sqft
$1,388/moest. monthly cost
$55,520/yrincome needed

About This Home

Welcome home to this charming and inviting 3 bedroom, 1 bathroom property nestled in the hospital area of Gallup, New Mexico! This home offers comfort, convenience, and functionality all in one wonderful package. Step inside to find a warm and welcoming layout featuring a spacious dining area — as well as 3 well sized bedrooms. The home also includes a dedicated laundry room, providing added convenience. Outside, you’ll love the attached carport, offering covered parking and protection from the elements, along with easy access to the home. The generous backyard space is a true highlight — ideal for children, pets, weekend barbecues, or creating your own outdoor oasis. There’s plenty of room to play, garden, and enjoy the beautiful New Mexico skies. Location truly makes this home stand out! Situated in the desirable hospital area, you’re just minutes from an elementary school, middle school, and churches making daily routines simple and convenient. Plus, you’re only up the street from a local coffee shop, car washes, and a variety of restaurants — everything you need is right at your fingertips. This home offers the perfect blend of space, location, and opportunity. Don’t miss out — schedule your showing today!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
Gallup Middle SchoolGrades 6-80.5 mi
3/10
Miyamura High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Property

Details

  • Parcel number: 2104088523009

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Fenced

Lot

  • Features: Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$118$1,416
Property Taxes $61$732
Electricity $148$1,780
Total$1,388$16,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,588/yr
40% on housing$41,640/yr
45% on housing$37,013/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$215,000
2026-02-11Listing removed$235,500
2025-12-16Price change$235,500
2025-09-10Price change$241,990
2025-04-02Listed for sale$249,900

For Sale by Agent

AgentValentine Olson
BrokerageCedar & Ivy Real Estate, LLC

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