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1701 S Cliff Dr, Gallup, NM, 87301

3beds
2baths
2,513sqft
$355,000
$141price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

Just A Few Blocks From Both Hospitals! This 2500 sq.ft., 3 bedroom 2 bathroom home sits on a large corner lot! Updated vinyl & laminate flooring throughout the common living spaces, and in all of the bedrooms! This home has two living areas, a formal dining room, and a circular driveway in the front! The large kitchen is perfect for entertaining, as is the back yard. The large private back yard has pear trees, plum trees, cherry trees, apple trees and large grape vines. Oh, and don't forget the basement! Call us today for an appointment.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
7/10
Gallup Middle SchoolGrades 6-80.7 mi
3/10
Miyamura High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Pitched,Tile
  • Construction materials: Brick Wainscot,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Basement,Ceiling Fan(s),Fireplace,Pantry
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Property

Details

  • Parcel number: 2105087178105

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Rain Gutters,Sidewalk
  • Fencing: Back Yard,Block,Cross Fenced
  • Topography of land: Back Yard, Block, Cross Fenced

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$201$2,412
Property Taxes $103$1,236
Electricity $178$2,144
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$355,000
2026-05-28Listed for sale$385,000
2021-10-07Sold--
2021-07-29Listed for sale$335,000
2017-09-07Sold--
2017-07-21Price change$218,900
2017-06-06Price change$224,000
2016-10-08Listed for sale$229,000
2016-08-01Listing removed$218,000
2016-04-22Price change$218,000
2016-03-16Listed for sale$224,900
2015-04-18Listing removed$250,000
2014-12-09Listed for sale$250,000

For Sale by Agent

AgentGeorge Anast
BrokerageKeller Williams Realty Gallup Living

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