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1606 Kit Carson Dr, Gallup, NM, 87301

3beds
2baths
2,209sqft
$299,000
$135price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

Charming Hospital Area Home on a Quiet Cul-de-Sac with Bonus Room! Welcome to a beautiful 3-bedroom, 1.5-bathroom home located in Gallup's highly desirable Hospital Area. Situated in a peaceful cul-de-sac, this property offers ultimate convenience within walking distance to both hospitals. Step inside to a bright, open-concept living and dining area, perfect for entertaining. The kitchen is a chef's delight, boasting an oversized gas cooktop and a double wall oven. This versatile floor plan also includes a fantastic bonus room-perfect for a home office, gym, or playroom. Modern comfort features include energy-efficient refrigerated air and a tankless water heater for endless hot water. The massive primary bedroom serves as a true retreat, featuring a large sliding door that opens directly to the driveway. Outside, enjoy seamless indoor-outdoor living with access to a relaxing enclosed patio. The backyard features low-maintenance turf, and the extra-spacious carport offers plenty of covered parking. Ideal for anyone seeking a home with great potential in a prime location. Schedule your tour today!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
Gallup Middle SchoolGrades 6-80.6 mi
3/10
Miyamura High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Pitched,Tile
  • Construction materials: Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1

Features

  • Attic,Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s),Refrigerated

Interior Area

  • Total structure area: 2,209
  • Total interior livable area: 2,209 sqft

Property

Details

  • Parcel number: 2105087256150

Features

  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Rain Gutters,Sidewalk
  • Fencing: Block,Cross Fenced
  • Topography of land: Block, Cross Fenced, Irregular Lot

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$169$2,028
Property Taxes $87$1,044
Electricity $157$1,884
Total$1,924$23,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$299,000
2026-05-24Listed for sale$309,000
2018-03-01Sold--
2017-02-10Listed for sale$235,500

For Sale by Agent

AgentOlga Starr
BrokerageRE/MAX Combined Investments

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