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1502 Kit Carson Dr, Gallup, NM, 87301

4beds
3baths
2,585sqft
$319,000
$123price/sqft
$2,069/moest. monthly cost
$82,760/yrincome needed

About This Home

Move-in ready home located on the south side of Gallup near the hospital area, offering over 2,500 sq ft of living space. This 4-bedroom, 2.5-bath property features a finished basement, bonus room, and a cozy wood-burning fireplace. Enjoy a large fenced backyard complete with a storage shed and basketball goal. Conveniently located near schools and local amenities.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
7/10
Gallup Middle SchoolGrades 6-80.5 mi
3/10
Miyamura High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Block - Cinder,Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Free-Standing Range,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,585
  • Total interior livable area: 2,585 sqft

Property

Details

  • Parcel number: 2105087258248

Features

  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 9,448 sqft
  • Features: Sidewalk

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$180$2,160
Property Taxes $93$1,116
Electricity $183$2,205
Total$2,069$24,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,937/yr
40% on housing$62,070/yr
45% on housing$55,173/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$329,000
2012-05-18Listing removed$199,000
2012-05-06Price change$199,000
2012-04-03Listed for sale$205,000

For Sale by Agent

AgentArlinda Silago
BrokerageKeller Williams Realty Gallup Living

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