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306 Hidden Cv, Gallup, NM, 87301

4beds
2baths
1,720sqft
$289,000
$168price/sqft
$1,856/moest. monthly cost
$74,240/yrincome needed

About This Home

Welcome Home!!! Nestled quietly at the end of a peaceful cul-de-sac, this charming 4-bedroom, 2-bathroom home offers a welcoming retreat in the heart of Gallup. Just a short walk to both hospitals, the home blends comfort and convenience with stainless steel appliances, refrigerated air, and a cozy interior fireplace perfect for curling up on cool evenings. Step outside to the covered back patio featuring an outdoor fireplacean ideal spot for morning coffee, quiet nights, or intimate gatherings. The detached two-car garage offers extra space for a workshop, hobbies, or the car enthusiast. A truly warm and inviting home designed for comfort, calm, and everyday living. Call Us Today For Private Showing!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
Gallup Middle SchoolGrades 6-80.8 mi
3/10
Miyamura High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Pitched
  • Construction materials: Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Pantry
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Property

Details

  • Parcel number: 2105087300091

Features

  • Patio & porch: Patio Covered
  • Fencing: Back Yard
  • Topography of land: Back Yard, Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$163$1,956
Property Taxes $84$1,008
Electricity $148$1,780
Total$1,856$22,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,634/yr
40% on housing$55,680/yr
45% on housing$49,493/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Price change$289,000
2026-05-01Price change$298,000
2026-04-18Price change$312,000
2026-03-24Price change$320,000
2026-01-01Listed for sale$325,000
2017-03-20Sold--
2017-01-19Price change$140,000
2016-12-01Listed for sale$155,000
2016-09-01Listing removed$155,000
2016-06-15Listed for sale$155,000
2016-05-01Listing removed$169,000
2015-12-30Price change$169,000
2015-09-11Price change$174,900
2015-07-18Listed for sale$179,900

For Sale by Agent

AgentAmparo Usrey
BrokerageCedar & Ivy Real Estate, LLC

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