See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

813 E Morgan Ave, Gallup, NM, 87301

3beds
2baths
1,608sqft
$211,650
$132price/sqft
$1,398/moest. monthly cost
$55,920/yrincome needed

About This Home

Welcome to 813 Morgan Avenue, a spacious and inviting 3-bedroom, 2-bath home offering approximately 1,608 square feet of comfortable living space. With an attached two-car garage, broad concrete driveway and low-maintenance xeriscaped front yard, this property combines everyday convenience with plenty of room to make it your own. Inside, the generous living room provides an ideal gathering place, while the adjoining dining area offers easy access to the backyard and plenty of space for family meals or entertaining. The bright kitchen features white cabinetry, abundant countertop workspace, a striking tile backsplash and an included dishwasher, refrigerator and free-standing range. The two-level floor plan provides flexibility, with one bedroom, a full bath and laundry area on the main level, plus two additional bedrooms and another full bath upstairs. Step outside to a fenced backyard with a patio, established trees and plenty of open space for gardening, recreation or creating your own private outdoor retreat. With no HOA and a variety of potential financing options, including FHA, VA, USDA and NMMFA, this home may be more attainable than you think. Come see the space, comfort and possibilities waiting at 813 Morgan Avenue. Contact us today for additional information or to schedule your private showing.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-51.1 mi
7/10
Gallup Middle SchoolGrades 6-80.2 mi
4/10
Gallup High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Frame,Siding Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Attic
  • Flooring: Laminate
  • Finished area above ground: 1,608

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Property

Details

  • Parcel number: 2105088178077

Features

  • Patio & porch: Patio
  • Exterior features: Sidewalk,Curb & Gutter
  • Fencing: Back Yard,Fence,Front Yard
  • Topography of land: Back Yard, Fence, Front Yard

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,070$12,840
Home Insurance *$119$1,428
Property Taxes $61$732
Electricity $148$1,780
Total$1,398$16,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,931/yr
40% on housing$41,940/yr
45% on housing$37,280/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$211,650
2026-08-03Listed for sale$211,650
2019-11-01Sold--
2019-08-11Price change$179,000
2019-07-30Listed for sale$185,000
2018-02-12Sold--
2017-11-28Sold--
2017-08-15Price change$55,000
2017-06-22Listed for sale$65,000

For Sale by Agent

AgentJason Valentine
BrokerageColdwell Banker High Desert Realty

Similar Homes