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1105 Nevada Cir, Gallup, NM, 87301

4beds
3baths
4,068sqft
$489,000
$120price/sqft
$3,179/moest. monthly cost
$127,160/yrincome needed

About This Home

Let me introduce you to the space, flexibility, and comfort you've been searching for! Tucked away on a double lot in a quiet cul-de-sac near parks, schools and shopping, this impressive 4-bedroom, 3 bathroom home, with two additional bonus rooms offers over 4,000 square feet of thoughtfully designed living space with room to accommodate a variety of lifestyles and needs. Step inside to aninviting living room with beautiful hardwood floors, two spacious living areas, and a warm fireplace that creates an incredibly comfortable atmosphere. The open-concept design seamlessly connects the living room and kitchen, while large south-facing windows fill the home with that warm southwest sun throughout the day. The spacious kitchen and dining area is designed for both everyday living and entertaining, plus the large island offers a generous workspace and an easy flow into the main gathering areas. The finished walkout basement provides exceptional versatility with multiple bedrooms and bonus rooms, a full bathroom, laundry area, and kitchenette, making it well-suited for guests, extended stays, multigenerational living arrangements, or added flexibility for future use. Outside, the fully fenced backyard is designed for both relaxation and functionality. Enjoy evenings under the covered patio, cultivate your favorite plants in the established garden beds, or take advantage of the storage shed for tools and equipment. An additional parking area provides space for recreational vehicles, trailers, or extra vehicles, adding even more convenience to an already stunning home. With its generous square footage, adaptable floor plan, abundant storage, and flexible living spaces, this property offers outstanding potential for those seeking room to grow or buyers looking for a home with versatile living options. Tours are by appointment only so schedule your private showing and discover everything this exceptional home has to offer.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
7/10
Gallup Middle SchoolGrades 6-80.5 mi
3/10
Miyamura High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Pitched
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Ceiling Fan(s),Fireplace,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile,Concrete
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 4,068
  • Total interior livable area: 4,068 sqft

Property

Details

  • Parcel number: 2105088010095

Features

  • Stories: 1
  • Patio & porch: Patio,Patio Covered
  • Exterior features: Rain Gutters,Sidewalk
  • Fencing: Block,Chain Link,Cross Fenced,Wood
  • Has view: Yes
  • Topography of land: Block, Chain Link, Cross Fenced, Wood, Irregular Lot

Lot

  • Lot size: 10,454 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$276$3,312
Property Taxes $142$1,704
Electricity $289$3,470
Total$3,179$38,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,994/yr
40% on housing$95,370/yr
45% on housing$84,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$119
McKinley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$489,000
2014-06-18Listing removed$1,700
2014-05-15Listed for rent$1,700
2014-04-08Listing removed$1,700
2013-11-20Listed for rent$1,700

For Sale by Agent

AgentChristopher Acevedo
BrokerageExp Realty, LLC

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