




114 W Adams Ave, Gallup, NM, 87301
About This Home
Discover a rare opportunity on the quiet, private Northside of town—two separate 1-bedroom, 1-bath homes situated on a generous quarter-acre lot, offering exceptional potential for both investors and families seeking flexibility. Tucked away on a quiet street yet still close to parks, shopping, and everyday amenities, this property provides the convenience of in-town living with the privacy and space that tenants or loved ones will appreciate. Whether you’re looking to expand your rental portfolio or create a unique multi-generational living setup, the layout here opens the door to multiple possibilities. Each home offers its own individual space, making it easy to accommodate long-term tenants, provide independent living for family members, or even live in one unit while generating income from the other. The homes do require some updating, but that only adds to their appeal for buyers seeking a property they can tailor to their vision. With the footprint already in place, it’s easy to imagine how thoughtful improvements could quickly elevate both value and comfort. Versatile, well-located, and full of potential, come explore what this unique property can become and take the first step toward creating something truly special.
Getting Around
Schools
Construction
Condition
- Year built: 1938
Materials
- Roof: Pitched,Shingle
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Free-Standing Range
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Flooring: Tile,Vinyl
Heating
- Heating features: Forced Air
Property
Details
- Parcel number: 2106088090442
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.28 Acres
- Features: Irregular Lot
Parking
- Total spaces: 1
- Parking features: Covered
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $409 | $4,908 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $23 | $276 |
| Electricity | $148 | $1,780 |
| Total | $625 | $7,500 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-27 | Listed for sale | $90,000 |
