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4020 Cedar Dr, Farmington, NM, 87402

3beds
2baths
1,616sqft
$299,000
$185price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Beckland Hills Beauty! This cozy & efficient Farmington home is centrally located close to San Juan College, the E. Main shopping district, and numerous parks. Featuring 3 bedrooms & 2 full baths with over 1600 Sq Ft of living space including an oversized bonus room (converted garage) with a separate exterior entrance that would make a terrific office, family room or 4th bedroom. The lush backyard is a gardeners paradise with numerous producing fruit trees, raised growing beds and ample lawn area perfect for kids and pets. The large covered back patio provides a fantastic outdoor living space for summer cookouts & entertaining, plus a cute detached workshop wired for electricity and a greenhouse will convey with the home. Last but not least - the property is equipped with a roof mounted, grid connected - Solar Electric Photovoltaic System that WILL convey with an acceptable offer. This system is just a few years old and provides almost all of the homes electricity needs throughout the year (per seller). Please call today for more information and to schedule a private tour - this property offers so much at a very affordable price point!

Getting Around

43
WalkingCar-Dependent
19
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

6/10
5/10
Heights Middle SchoolGrades 6-80.5 mi
7/10
Piedra Vista High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Main
  • Area: 138.38
  • Dimensions: 11 x 12.58

Bedroom3

  • Level: Main
  • Area: 111.87
  • Dimensions: 10.17 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 233.4
  • Dimensions: 11.67 x 20

Features

  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Kitchen

  • Level: Main
  • Area: 193.34
  • Dimensions: 9.75 x 19.82

Living Room

  • Level: Main
  • Area: 361.91
  • Dimensions: 14.67 x 24.67

Master Bedroom

  • Level: Main
  • Area: 140.61
  • Dimensions: 10.9 x 12.9

Other

  • Level: Main
  • Area: 64.16
  • Dimensions: 6.58 x 9.75

Other

  • Level: Main
  • Area: 43.56
  • Dimensions: 4.25 x 10.25

Other

  • Level: Main
  • Area: 84.37
  • Dimensions: 7.67 x 11

Property

Details

  • Parcel number: 2073174250170
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Patio
  • Fencing: Block,Wood,Back

Lot

  • Lot size: 9,147 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$127$1,524
Property Taxes $592$7,104
Electricity $148$1,780
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 87402$168
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87402$170
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$299,000
2024-08-27Listing removed$249,000
2024-05-14Listed for sale$249,000
2020-12-14Sold--
2020-10-27Listed for sale$159,000
2019-02-17Listing removed$154,900
2018-12-04Price change$154,900
2018-11-12Price change$159,900
2018-08-23Price change$154,900
2018-07-03Listed for sale$169,000

For Sale by Agent

AgentMatthew D Albright
BrokeragePositive Realty

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