See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6432 Gallia St, Portsmouth, OH, 45662

2beds
2baths
1,100sqft
$135,000
$123price/sqft
$1,136/moest. monthly cost
$45,440/yrincome needed

About This Home

Turn key cottage extensively renovated down to the studs in 2020 and refreshed again in 2026. Major updates include siding, soffits, gutters, windows, drywall, electrical, plumbing, kitchen, bathrooms, flooring, interior woodwork, fresh interior and exterior paint, and new central heating and air conditioning. Inside, the living room flows into the eat-in kitchen featuring white shaker cabinetry and stainless steel appliances. A spacious laundry/mud room adds convenience. The primary suite offers a large closet and en-suite full bath, while the second bedroom includes a storage loft. A second full bathroom is located off the laundry room. Vinyl plank flooring runs throughout the main living areas, with carpet in the bedrooms. Outside, enjoy a fully fenced front and side yard, zero-step entry from the street, and off street parking for up to four vehicles via the rear gravel driveway accessed from the alley. Move in ready and thoughtfully updated throughout. Broker owned.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bathroom

  • Level: First

Bathroom1

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Cable,Ceiling Fan(s),Closets: 2
  • Window features: Double Pane Windows,Vinyl
  • Flooring: Carpet
  • Attic: Floored,Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 340739.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch-Covered
  • Fencing: Fenced
  • Frontage length: 50'

Lot

  • Lot size: 5,967 sqft
  • Features: Trees,Lawn
  • Lot size dimensions: 50' x 120'

Parking

  • Parking features: No Garage,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$140$1,680
Property Taxes $121$1,452
Electricity $193$2,320
Total$1,136$13,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,948/yr
40% on housing$34,080/yr
45% on housing$30,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 45662$84
Scioto County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45662$131
Scioto County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$135,000
2026-08-03Listed for sale$135,000
2026-05-15Sold$44,000
2020-09-01Sold$72,500
2020-02-07Sold$9,000

For Sale by Agent

AgentRoger Goddard
BrokerageGoddard Realty Group, LLC

Similar Homes