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3315 1st St, Des Moines, IA, 50313

5beds
2baths
1,747sqft
$239,900
$137price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

Welcome home to this fully updated 5-bedroom, 2-bath charmer featuring stylish finishes and move-in-ready appeal. One bedroom and a beautifully refreshed full bath are located on the main level, while the upper-level offers the remaining 4 bedrooms. Thoughtful updates can be found throughout including; new roof & windows, all-new flooring, fresh interior and exterior paint, updated kitchen countertops, stainless steel appliances, new hot water heater, electrical fixtures & receptacles. A detached 2-car garage with a new roof adds extra storage and everyday convenience. Packed with updates and full of charm, this turn-key home is one you will not want to miss. Schedule your showing today!

Getting Around

75
WalkingVery Walkable
36
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
2/10
Harding Middle SchoolGrades 6-80.2 mi
2/10
North High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,747
  • Total interior livable area: 1,747 sqft

Property

Details

  • Parcel number: 070/00310000000
  • Zoning: N5

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$234$2,808
Property Taxes $342$4,104
Electricity $130$1,563
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 50313$112
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50313$153
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$239,900
2026-06-19Listed for sale$249,900
2023-07-07Sold$143,300
2020-06-03Sold$60,000
1999-01-05Sold$20,500

For Sale by Agent

AgentHeath Moulton
BrokerageSpire Real Estate

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