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525 Cold Springs Rd, Gettysburg, PA, 17325

2beds
2baths
1,854sqft
$359,900
$194price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

Peaceful Country Living on Over 3 Acres! Nestled in a beautiful rural setting, this well-maintained level ranch home offers the perfect blend of comfort, accessibility, and privacy. Situated on more than 3 acres, this 2-bedroom, 2-bath home provides peaceful surroundings with plenty of room to enjoy nature. Designed for convenient one-floor living, this home is fully handicap accessible, making it ideal for a variety of lifestyles. Inside, you'll find a spacious formal living room, a comfortable family room, a formal dining room perfect for entertaining, and a bright eat-in kitchen with ample space for everyday dining. The home currently offers two bedrooms but can easily be converted back to its original three-bedroom layout. A large utility room provides excellent space for laundry, storage, or additional workspace. Step outside onto the expansive deck and enjoy the peaceful country setting—the perfect place to relax, entertain guests, or take in the scenic views. The oversized two-car garage offers plenty of room for vehicles and includes a dedicated workshop area. Above the garage, the spacious second floor presents incredible potential to be finished into an apartment, guest suite, home office, or additional living space (subject to local approvals). Recent improvements include replacement triple-pane windows, a newer heat pump, a recently replaced oil tank, a paved driveway, and a recently completed survey, providing added value and peace of mind. Offering accessible one-floor living, flexible living space, quality updates, exceptional garage and workshop space, and over 3 acres of beautiful countryside, this property is a rare find. Don't miss your opportunity to make this versatile home your own—schedule your private showing today! Professional Photos coming soon. Clients to find home of choice. Owners will need up to a 30 day rent back.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
6/10
5/10
Fairfield Area El SchoolGrades K-43.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1989

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Water Treat System,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Attic/House Fan,Bathroom - Stall Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry
  • Window features: Triple Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,854

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Wheelchair Mod

Details

  • Parcel number: 18C140008000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Refrig,washer,dryer,shower Lift,benches,and Cabinets In Garage

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch,Patio
  • Exterior features: Other
  • Spa features: Bath
  • Has view: Yes
  • View description: Panoramic,Pasture,Trees/Woods

Lot

  • Lot size: 3.22 Acres
  • Features: Backs to Trees,Cleared,Front Yard,Rural

Parking

  • Total spaces: 8
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Oversized,Other,Detached,Driveway,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$100$1,200
Property Taxes $365$4,380
Electricity $224$2,692
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 17325$194
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17325$203
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$359,900

For Sale by Agent

AgentJaime Leggett
BrokerageSamson Properties

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