See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

95 White Church Rd, Gettysburg, PA, 17325

3beds
3baths
1,599sqft
$415,000
$260price/sqft
$3,240/moest. monthly cost
$129,600/yrincome needed

About This Home

Welcome home to this exceptionally maintained 3-bedroom, 2.5-bath detached residence, where pride of ownership is evident throughout. Beautiful cherry hardwood floors flow throughout the home, creating warmth and timeless appeal, while the updated kitchen and renovated bathrooms provide modern style and everyday convenience. Thoughtfully cared for and improved over the years, this move-in ready home features a brand-new HVAC system installed in 2025, offering peace of mind and energy-efficient comfort for years to come. Ideally located just minutes from historic downtown Gettysburg, you'll enjoy easy access to charming shops, restaurants, entertainment, and the area's rich history. Commuters will appreciate being less than one mile from US Route 15, providing convenient travel north and south.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Lincoln El SchoolGrades K-53.2 mi
9/10
8/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 676

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,599

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,275
  • Total interior livable area: 1,599 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 30G150092000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$115$1,380
Property Taxes $803$9,636
Electricity $224$2,692
Total$3,240$38,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,085/yr
40% on housing$97,200/yr
45% on housing$86,400/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 17325$194
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17325$203
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$399,900
2026-08-18Pending sale$399,900
2026-08-06Price change$399,900
2026-07-30Price change$415,000
2026-07-17Listed for sale$425,000
1996-05-29Sold$120,000

For Sale by Agent

AgentBradley Shafer
BrokerageSites Realty, Inc.

Similar Homes