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120 W Walnut St, Clearfield, PA, 16830

5beds
4baths
3,440sqft
$299,900
$87price/sqft
$2,390/moest. monthly cost
$95,600/yrincome needed

About This Home

Introducing a truly stunning residence at 120 W Walnut Street in Clearfield, PA! Nestled on the West Side of town, this exceptional home offers five bedrooms and three and a half baths, combining timeless charm with modern comfort. Elegant hardwood floors flow throughout the expansive living spaces, where multiple living rooms provide flexible areas for entertaining and everyday living. Cozy up by the wood-burning fireplaces or unwind on the numerous covered porches that beckon you to soak in the quiet surroundings. The property also features a built-in sauna for relaxation, and a private in-ground pool set against a fenced backyard, ideal for gatherings and outdoor enjoyment. A spacious two-car garage adds practical convenience, while the overall character of this home stands out in today's market as a rare find. Don't miss the opportunity to experience it--schedule a showing today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: See Remarks
  • Roof: Flat,Shingle
  • Construction materials: Stick-Built,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Family Room

  • Level: First

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,440

Heating & Cooling

  • Heating features: Baseboard,Oil,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,440
  • Total interior livable area: 3,440 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 004111520
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached,Brick
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$230$2,760
Property Taxes $267$3,204
Electricity $377$4,529
Total$2,390$28,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,942/yr
40% on housing$71,700/yr
45% on housing$63,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 16830$90
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16830$89
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$368,000

For Sale by Agent

AgentChristian Lezzer
BrokerageKeller Williams Advantage Realty

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