See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

731 S 2nd St, Clearfield, PA, 16830

5beds
4baths
5,230sqft
$499,900
$96price/sqft
$3,929/moest. monthly cost
$157,160/yrincome needed

About This Home

Absolutely stunning three-story, 5-bedroom, 3.5-bathroom home at 731 S 2nd Street in Clearfield that offers over 5,200 square feet of finished living space. Inside, you'll find spacious bedrooms, multiple living areas, and several gas fireplaces that add warmth and ambiance. The home features hardwood floors, natural gas heating, and stainless-steel appliances, all complemented by a fenced yard yard for privacy and outdoor enjoyment. A detached two-car garage provides convenient storage and parking. If you're searching for space, flexibility, and comfort in a desirable location, this property is a must-seeschedule a showing today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stick-Built,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range,Microwave

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Window features: Double Pane Windows
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,230

Heating & Cooling

  • Heating features: Hot Water,Radiant,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 5,230
  • Total interior livable area: 5,230 sqft

Property

Details

  • Parcel number: 004210777
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$384$4,608
Property Taxes $445$5,340
Electricity $573$6,885
Total$3,929$47,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,708/yr
40% on housing$117,870/yr
45% on housing$104,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 16830$89
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16830$89
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$549,900
2025-10-27Listed for sale$599,900
1988-10-25Sold$145,000

For Sale by Agent

AgentChristian Lezzer
BrokerageKeller Williams Advantage Realty

Similar Homes