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491 E 8th St, Clearfield, PA, 16830

3beds
2baths
1,464sqft
$134,900
$92price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

In the heart of Clearfield you'll find this brick, 2-story home, ready for a new owner.Enter the front door and you'll be impressed with the high ceilings, spacious rooms and updated kitchen complete with Amish built cabinets. A first-floor bathroom and laundry room round out the main level. On the 2nd floor you'll find 3 bedrooms & a renovated full bathroom. The walk-up attic provides ample storage space and the opportunity to expand if you need more living space. Relax on the large, covered porch that extends around the side of the house and gaze at the large lot and beautiful landscaping. The spacious 2 car garage completes this property.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stick-Built,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second
  • Area: 97.01
  • Dimensions: 10.9 x 8.9

Bedroom

  • Level: Second
  • Area: 68.4
  • Dimensions: 9 x 7.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Kitchen

  • Level: First
  • Area: 137.5
  • Dimensions: 12.5 x 11

Laundry

  • Level: First
  • Area: 107.73
  • Dimensions: 18.9 x 5.7

Living Room

  • Level: First
  • Area: 192.85
  • Dimensions: 14.5 x 13.3

Other

  • Level: Second
  • Area: 208.81
  • Dimensions: 15.7 x 13.3

Property

Details

  • Parcel number: 004403821
  • Zoning: res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Deck

Lot

  • Lot size: 4,500 sqft
  • Lot size dimensions: 90 x 50

Parking

  • Total spaces: 2
  • Parking features: 2 Car Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$103$1,236
Property Taxes $120$1,440
Electricity $224$2,692
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 16830$91
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16830$89
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$136,900
2026-03-12Contingent$136,900
2025-11-09Listed for sale$136,900
2025-11-01Listing removed$140,000
2025-04-19Listed for sale$140,000
2006-03-31Sold$42,000

For Sale by Agent

AgentWendy Desalve, Srs, E-Pro
BrokerageBRIGHTSTONE REALTY GROUP

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