See other homes in:

305 Merrill St, Clearfield, PA, 16830

5beds
2baths
2,300sqft
$200,000
$87price/sqft
$1,594/moest. monthly cost
$63,760/yrincome needed

About This Home

Large three story 4 bedroom Bath and a 1/4 home with finished attic and room for two more bedrooms. There is a large sitting room with built in book shelves and a living room with new multifunction electric fire place. Kitchen remodeled. New electric upgrade to 200 amp service completed 5/19/2026. All electrical wiring and outlets replaced. Up-to-code hardwired smoke detectors throughout. Complete plumbing upgrade! All iron /copper water lines removed and replaced with PEX. Brand new 100,000 BTU forced air heating system installed 12/2026, upgrade to AC available. Hardwood floors throughout have been sanded and stained. A few areas upgraded to laminate. New dry wall / bead board with fresh paint throughout. New front porch with rough cut / rustic appearance. Re-finished 10 x 12 rectangle deck with an offset 8 x 8 octagon with heavy structural support for sauna. Private concrete pad behind the house for two car off street parking. Very nice! Fantastic location for school, hospital and shopping.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 004305139

Features

  • Exterior features: Shingle,Vinyl
  • Has view: Yes
  • View description: Park,City,Mountain

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$153$1,836
Property Taxes $178$2,136
Electricity $252$3,028
Total$1,594$19,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,651/yr
40% on housing$47,820/yr
45% on housing$42,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 16830$90
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16830$89
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$200,000
2026-05-23Listed for sale$185,000
2022-09-10Listing removed--
2022-06-03Listed for sale$85,000

For Sale by Owner

AgentProperty Owner

Similar Homes