See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3910 4th St, Des Moines, IA, 50313

2beds
1baths
704sqft
$145,000
$206price/sqft
$1,249/moest. monthly cost
$49,960/yrincome needed

About This Home

Welcome to this charming home in Des Moines’ historic Highland Park neighborhood, where classic character meets thoughtful updates. Inside, you’ll find a bright, refreshed interior featuring neutral paint, updated flooring, and an updated kitchen complete with stainless steel appliances. Previous improvements include a newer roof and gutters, offering added peace of mind. The spacious backyard provides alley access, off-street parking, and plenty of room to enjoy outdoor activities. Enjoy being just minutes from local favorites like Highland Park Bakery, Chuck’s Restaurant, neighborhood shops, parks, and downtown Des Moines. Whether you’re searching for your first home, looking to downsize, or adding to your investment portfolio, this home offers comfort, convenience, and a fantastic location.

Getting Around

74
WalkingVery Walkable
36
TransitSome Transit
50
BikeBikeable

Schools

3/10
2/10
Harding Middle SchoolGrades 6-80.5 mi
2/10
North High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Property

Details

  • Parcel number: 07001718000000
  • Zoning: N5

Lot

  • Lot size: 6,882 sqft
  • Lot size dimensions: 50 x 138

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$141$1,692
Property Taxes $254$3,048
Electricity $121$1,452
Total$1,249$14,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,822/yr
40% on housing$37,470/yr
45% on housing$33,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 50313$113
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50313$153
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$145,000
2025-04-03Sold$125,000
2025-03-09Pending sale$134,000
2025-02-27Listed for sale$134,000
2025-02-05Pending sale$134,000
2025-01-31Price change$134,000
2025-01-20Listed for sale$139,000
2024-07-26Sold$95,000
2024-05-31Price change$99,000
2024-05-28Price change$105,000
2024-05-14Listed for sale$110,000
2024-05-01Sold$69,000
2024-03-12Pending sale$69,900
2003-02-28Sold$69,500
2002-04-05Sold$69,900
1999-04-20Sold$19,500

For Sale by Agent

AgentRachelle Cochran
BrokerageEXP Realty, LLC

Similar Homes