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7811 E CHARTER OAK Road, Scottsdale, AZ, 85260

5beds
5baths
3,743sqft
$1,880,000
$502price/sqft
$10,975/moest. monthly cost
$439,000/yrincome needed

About This Home

NO HOA at this drop dead fine luxury custom built Santa Barbara estate in the CACTUS CORNER! Sits on a beautifully manicured, no maintenance, new custom stone front landscape designed yard, and almost One Acre! A Cactus Corridor Resort Style Gem indeed! Back yard Pebble Tech pool with waterfall....built-in BBQ, Gazebo, and a huge covered patio for entertaining or just relaxing! The 0.8 acre lot gives you an opportunity for another Garage, Workshop, RV Parking, Casita....you make the decision! Many updates abound! Living Room and Family Room have custom built fireplaces, Gourmet Kitchen with Island Seating and fresh, white custom cabinets, stainless appliances, granite throughout! Bonus Room/Game Room....too many things to list here! Hurry!

Getting Around

18
WalkingCar-Dependent
20
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

10/10
8/10
7/10
Horizon High SchoolGrades 7-123.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Santa Barbara/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Cooktop
  • Laundry features: Inside

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Pantry,High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Low Emissivity Windows,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,743
  • Total interior livable area: 3,743 sqft

Property

Details

  • Parcel number: 17509177

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Covered
  • Exterior features: Built-in Barbecue
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 0.80 Acres
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front

Parking

  • Total spaces: 9
  • Parking features: RV Access/Parking,RV Gate,Garage Door Opener,Direct Access,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail
Earthquake
Strong Wind

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,506$114,072
Home Insurance $384$4,608
Property Taxes $689$8,268
Electricity $396$4,756
Total$10,975$131,700

Income You'd Need if You Spent...

35% on housing$376,285/yr
40% on housing$329,250/yr
45% on housing$292,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 85260$416
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85260$449
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,850,000
2026-07-16Price change$1,880,000
2026-06-11Price change$1,890,000
2026-05-18Listed for sale$1,999,999
2024-02-21Sold$1,500,000
2024-02-07Pending sale$1,575,000
2024-01-10Listed for sale$1,575,000
2023-12-13Listing removed--
2023-09-21Price change$1,599,000
2023-08-29Price change$1,699,000
2023-08-01Listed for sale$1,750,000
1998-12-03Sold$375,000

For Sale by Agent

AgentThomas Ross
BrokerageColdwell Banker Realty

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