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12528 N 78th St, Scottsdale, AZ, 85260

6beds
3baths
5,002sqft
$2,239,999
$448price/sqft
$13,133/moest. monthly cost
$525,320/yrincome needed

About This Home

Beautifully updated North Scottsdale home featuring over $120,000 in recent improvements in one of the area's most desirable locations. The backyard was designed for both entertaining and everyday living, highlighted by a private pickleball court, mature trees that create exceptional privacy, and plenty of space to enjoy Arizona's outdoor lifestyle. Additional front parking and an owned solar system (not leased) add both convenience and long-term value. Inside, the home's finished basement offers incredible flexibility with a second living room, game or exercise room, steam shower, and full-height windows that bring in natural light. The basement also stays comfortably cool during the summer, making it an energy-efficient extension of the home's living space—perfect for kids, guests, or multi-generational living. The 3-car garage provides ample storage and offers potential for future expansion or additional living space, depending on the buyer's needs. A rare opportunity to own a thoughtfully improved home with space to live, entertain, and make lasting memories in the heart of North Scottsdale.

Getting Around

9
WalkingCar-Dependent
20
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

10/10
8/10
7/10
Horizon High SchoolGrades 7-123.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Refrigerator

Interior Area

  • Total interior livable area: 5,002 sqft

Property

Details

  • Parcel number: 17510121

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail
Earthquake
Strong Wind

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,326$135,912
Home Insurance $457$5,484
Property Taxes $821$9,852
Electricity $529$6,356
Total$13,133$157,596

Income You'd Need if You Spent...

35% on housing$450,274/yr
40% on housing$393,990/yr
45% on housing$350,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 85260$417
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85260$449
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$2,229,999
2026-08-07Price change$2,234,999
2026-07-26Price change$2,239,999
2026-07-18Price change$2,244,999
2026-07-11Listed for sale$2,250,000
2026-01-19Listing removed$13,000
2026-01-16Listing removed$1,999,999
2026-01-13Price change$13,000
2025-12-04Price change$14,000
2025-11-11Listed for rent$15,000
2025-09-27Listed for sale$1,999,999
2025-09-18Pending sale$1,999,999
2025-08-29Listed for sale$1,999,999
2025-07-18Listing removed$1,999,999
2025-06-29Price change$1,999,999
2025-05-21Price change$2,099,000
2025-04-22Price change$2,149,900
2025-04-02Listed for sale$2,195,000
2025-04-02Pending sale$2,195,000
2025-03-14Price change$2,195,000
2025-02-11Price change$2,200,000
2025-01-20Listed for sale$2,250,000
2024-01-23Listing removed$1,450,000
2023-04-10Sold$1,640,000
2021-03-30Sold$1,464,000
2017-04-20Sold$1,110,000
1996-03-21Sold$334,212
1995-08-23Sold$332,500

For Sale by Owner

AgentProperty Owner

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