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224 Lurgan Ave, Shippensburg, PA, 17257

2beds
1baths
0sqft
$199,900
--price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Welcome to 224 Lurgan Avenue! This charming 2-bedroom, 1-bath home is the perfect opportunity for a first-time homebuyer or anyone looking to downsize. Offering over 1,000 square feet of living space, this home features a spacious kitchen, comfortable living areas, and a full basement for additional storage or future possibilities. Enjoy the attached garage, relaxing sunroom, and corner lot in an established neighborhood. Conveniently located close to schools, shopping, restaurants, and downtown Shippensburg, this home combines comfort, convenience, and affordability. Don't miss your chance to make this house your new home!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Nancy Grayson El SchoolGrades K-30.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1949

Materials

  • Foundation: Block
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 276A24.031.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Bed Cover In Downstairs Bedroom,Air Conditioner In Downstairs Window,Gas Lawn Mower In Sunroom,Table In Living Room.

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Driveway,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$72$864
Property Taxes $171$2,052
Electricity $224$2,692
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$142
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$189,900
2026-08-17Contingent$189,900
2026-08-13Price change$189,900
2026-08-01Listed for sale$199,900
2011-03-01Sold$70,000
2011-01-07Listed for sale$79,900

For Sale by Agent

AgentDonald Beynon
BrokerageKeller Williams Keystone Realty

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