See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3413 2nd Ave, Des Moines, IA, 50313

5beds
2baths
2,678sqft
$255,000
$95price/sqft
$2,097/moest. monthly cost
$83,880/yrincome needed

About This Home

Welcome home to this beautiful piece of Des Moines history. A grand entrance welcomes you from the covered front porch, into a large living room and formal dining room as well as a spacious eat-in kitchen. This home boasts expansive ceilings that showcase large open spaces. Check out a unique space in the library where you can sip a warm cup of coffee & read the day away! This home has five bedrooms, providing ample space. However, the real surprise is that you have the option to create two separate living spaces, making this home truly unique. There are two laundry areas, two kitchens, two separate entrances, and two staircases. The "main" home has three bedrooms, with two bedrooms in the 2nd living area, above the back kitchen/bathroom area. This home also has new HVAC, water heater, siding, ductwork throughout the house, chimney, and fence in the last 4 years. This home is perfect for a multi-generational home, an investor, or a house-hack, call your realtor today for a tour!

Getting Around

79
WalkingVery Walkable
36
TransitSome Transit
50
BikeBikeable

Schools

2/10
1/10
Harding Middle SchoolGrades 6-80.2 mi
2/10
North High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,See Remarks,Stove,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Separate/Formal Dining Room,See Remarks
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,678
  • Total interior livable area: 2,678 sqft

Property

Details

  • Parcel number: 07002115001000
  • Zoning: NX1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Deck

Lot

  • Lot size: 6,316 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$249$2,988
Property Taxes $360$4,320
Electricity $199$2,397
Total$2,097$25,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,897/yr
40% on housing$62,910/yr
45% on housing$55,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 50313$113
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50313$153
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$270,000
2026-04-09Price change$275,000
2026-02-25Price change$280,000
2025-12-10Price change$290,000
2025-12-01Price change$300,000
2025-11-19Listed for sale$310,000
2022-05-25Sold$239,000
2022-04-04Pending sale$239,000
2021-11-18Listed for sale$239,000
2021-08-31Sold$125,000
2021-08-10Pending sale$150,000
2021-07-30Price change$150,000
2021-07-29Pending sale$170,000
2021-07-27Price change$150,000
2021-06-30Pending sale$170,000
2021-05-10Price change$170,000
2021-04-26Listed for sale$180,000
2005-10-20Sold$115,500
2000-05-12Sold$75,500
1998-06-19Sold$53,500

For Sale by Agent

AgentSarah McElvaney
BrokerageRE/MAX Concepts

Similar Homes