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85 Hamilton Rd, Chambersburg, PA, 17201

4beds
1baths
0sqft
$220,000
--price/sqft
$1,605/moest. monthly cost
$64,200/yrincome needed

About This Home

The Nice one in the borough where comfort, character, and practicality come together in the heart of Chambersburg. This solid brick townhome offers more than just curb appeal—it delivers long-lasting quality and energy efficiency you can count on through every season. From the moment you walk in, you’ll feel the care that has gone into maintaining this home, making it truly move-in ready. Inside, you’ll find 3 comfortable bedrooms that provide the perfect balance of privacy and relaxation. The main level is designed for everyday living, featuring a bright and inviting living room that flows naturally into a refreshed kitchen and dining space—ideal for hosting family dinners or enjoying quiet nights at home. Upstairs, a full bathroom adds convenience, while the lower level opens up even more possibilities. The partially finished basement with an extra room for living or storage gives you the flexibility to create a space that fits your lifestyle—whether that’s a home office, gym, playroom, or additional lounge area. Located in a well-established community, this home puts you close to everything Chambersburg has to offer while still giving you a sense of comfort and neighborhood charm. If you’re looking for a home that’s solid well cared for in the borough and full of potential, 85 Hamilton Road is ready for you.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
New Franklin El SchoolGrades K-53.4 mi
6/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Block
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 041G01.084.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,614 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$81$972
Property Taxes $188$2,256
Electricity $224$2,692
Total$1,605$19,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,028/yr
40% on housing$48,150/yr
45% on housing$42,800/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17201$140
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17201$157
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$220,000
2026-04-16Listed for sale$225,000
2024-03-18Sold$182,000
2024-01-31Pending sale$185,000
2024-01-18Listed for sale$185,000

For Sale by Agent

AgentPaul Agosto
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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