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736 S 2nd St, Chambersburg, PA, 17201

4beds
2baths
2,108sqft
$229,000
$109price/sqft
$1,668/moest. monthly cost
$66,720/yrincome needed

About This Home

This spacious 4‑bedroom residence offers exceptional flexibility and comfort, featuring two full bathrooms and two complete kitchens—an ideal setup for multi‑generational living or in-law suite. The thoughtful layout provides independence where needed while keeping everyone conveniently connected. A bright sunroom/porch expands the living space and creates a welcoming spot for morning coffee, relaxing afternoons, or year‑round enjoyment. With borough utilities, monthly expenses stay refreshingly affordable, adding to the home’s overall value and appeal. Outside, the property includes a private driveway and carport, offering covered parking and easy access to the home. This unique home blends practicality, comfort, and affordability—perfect for buyers seeking space, versatility, and long‑term convenience.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Buchanan El SchoolGrades K-50.8 mi
7/10

Construction

Condition

  • Property condition: Good
  • Year built: 1906

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Oven/Range - Electric,Water Treat System,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • 2nd Kitchen
  • Flooring: Carpet,Ceramic Tile,Hardwood,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,108

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,108
  • Total interior livable area: 2,108 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 041E25.120.000000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks

Lot

  • Lot size: 7,841 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached Carport,Driveway,Off Street,On Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$84$1,008
Property Taxes $196$2,352
Electricity $231$2,775
Total$1,668$20,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,188/yr
40% on housing$50,040/yr
45% on housing$44,480/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 17201$139
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17201$157
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$224,000
2026-07-01Listed for sale$229,000
2010-04-01Sold$133,500
2009-08-06Listing removed$149,900
2009-07-24Listed for sale$149,900

For Sale by Agent

AgentHeidi Futscher
BrokerageRE/MAX Realty Agency, Inc.

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