See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

731 Highland Ave, Chambersburg, PA, 17201

2beds
2baths
0sqft
$199,900
--price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Welcome to this well maintained 2-bedroom, 1.5-bath townhome nestled in a highly desirable neighborhood! The main level offers a functional and inviting layout, featuring a bright and airy living space along with a convenient half bath—perfect for guests. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, providing comfortable living for a variety of lifestyles. The partially finished basement adds valuable extra space, ideal for a home office, fitness area, or playroom. Enjoy the efficiency of natural gas heating and the added convenience of off-street parking. Whether you're a first-time homebuyer or looking to downsize, this home delivers comfort, versatility, and an excellent location—all at an affordable price. Don’t miss your opportunity—schedule your private showing today!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Falling Spring El SchoolGrades K-51.6 mi
6/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 061E50.086.000000
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,614 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$73$876
Property Taxes $171$2,052
Electricity $224$2,692
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17201$140
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17201$157
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$215,000
2026-04-18Listed for sale$235,000
2025-06-27Sold$219,500
2025-06-06Pending sale$204,900
2025-05-25Listed for sale$204,900

For Sale by Agent

AgentStacy Mellott
BrokerageKeller Williams of Central PA

Similar Homes