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43 N 6th St, Indiana, PA, 15701

5beds
3baths
4,000sqft
$199,900
$50price/sqft
$1,779/moest. monthly cost
$71,160/yrincome needed

About This Home

Turn-Key Mixed-Use Opportunity in Downtown Indiana! Discover this exceptional mixed-use property just off Philadelphia Street, offering a fully operational retail space and two move-in-ready apartments. The prime street-level retail unit is ideal for an owner-operator or investor seeking high visibility and steady foot traffic in the heart of town. The upstairs unit features 3 BR & 1 full bath with a spacious layout and strong rental appeal. The second unit includes 2 BR & 1 full bath, providing another dependable income stream. Both units offer private entrances and generous living space. Tenants will appreciate off-street parking and walkable access to shops, restaurants, and community attractions. Whether you're expanding your portfolio or looking to combine business & investment, this property offers outstanding versatility and income potential. A great chance to add a fully turn-key asset in a desirable downtown setting!

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

7/10
Horace Mann El SchoolGrades 4-50.3 mi
7/10

Construction

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Two Story
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Unit 3(Refrigerator Included,Stove Included),Unit 4(Refrigerator Included,Stove Included)

Basement

  • Has basement: Yes
  • Basement: Partial,Unit 1 Basement,Unit 2 Basement,Unit 3 Basement,Unit 4 Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Flooring: Hardwood,Vinyl

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 2200132400000
  • Zoning description: See Remarks
  • Exclusions: Tenants Personal Property & Owner Of Records Personal Property.

Features

  • Levels: Two
  • Pool features: None

Lot

  • Lot size: 2,613 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 16 x 170

Parking

  • Parking features: Multiple,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$110$1,320
Property Taxes $221$2,652
Electricity $438$5,266
Total$1,779$21,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,994/yr
40% on housing$53,370/yr
45% on housing$47,440/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 15701$119
Indiana County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 15701$130
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Price change$225,000
2025-12-06Listed for sale$249,900
2012-12-12Sold$75,000

For Sale by Agent

AgentKyle Elko
BrokerageREALTY ONE GROUP LANDMARK JOHNSTOWN

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